Law Suit Funding Loans

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Law Suit Funding Loans

The conventional wisdom says to stay away from store credit cards. Find more information on My Payment Savvy from www.mypaymentsavvy.com . The sign-up bonuses offered when you are checking out at the register is what lures customers.  The APR on these cards is much higher than the typical Visa or MasterCard APR so store cards should only be used if you are certain that you(…)

Benefits of a Visa Credit Card

Benefits of a Visa Credit Card

With more than a half century of financial services experience, the Visa credit card brand delivers substantial benefits. If you have a Visa card, there may be benefits to the card that you aren’t aware of. Basic Benefits Visa is famous for its “Zero Liability” approach to customer accounts. This feature, offered for all credit(…)

TD Bank

TD Bank

The tenth largest bank in the U.S. is actually the Toronto based TD Bank.  (TD stands for Toronto-Dominion.)  Like most large banks in North America, it is the result of a series of mergers.  In 1955, the Bank of Toronto, founded in 1855, and Dominion Bank also of Toronto, founded in 1869, merged. TD Bank(…)

Why does the Secret Service Investigate Credit Card Fraud?

Why does the Secret Service Investigate Credit Card Fraud?

With data breaches at three major retailers in the past few months, Americans have become uneasy about data security.  Perhaps we can all take some comfort in the fact that the Secret Service is on the case.  The mystique of the sunglasses wearing men with earpieces and nice suits is usually just associated with protecting(…)

Perks of Having a MasterCard

Perks of Having a MasterCard

Consumers are typically aware of the most important benefit that comes with a MasterCard which is the Zero Liability Protection, meaning that you are not liable for unauthorized purchases made you’re your card when it is lost or stolen.  There are a number of additional benefits, though, that MasterCard provides that are not as well publicized. (…)

Credit Card Privacy

Credit Card Privacy

Every year your credit card issuer sends you a credit card privacy notice disclosing what they may be doing with your personal information.  If you’ve been throwing those notices away without taking a look, you may be surprised by what you are about to learn. What Information Can be Shared Financial institutions can share a(…)

SunTrust Bank

SunTrust Bank

SunTrust Bank is one of the largest banks in the United States.  The bank is headquartered in Atlanta, Georgia and has over 1,500 branches located throughout Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia.  SunTrust traces its history back to 1891 to the Trust Company of Georgia.  In 1919,(…)

Can Bad Credit Impact Job Opportunities?

Can Bad Credit Impact Job Opportunities?

Job hunting can be stressful with explaining why you are leaving your current position or realizing that you just ate a poppy seed bagel on the way to your drug screening.  Add the potential of having to explain your credit history to a prospective employer, and you may be a nervous wreck. Employers in most(…)

InBox Dollars vs SwagBucks

InBox Dollars vs SwagBucks

  What are InBox Dollars and SwagBucks? InboxDollars and SwagBucks are both websites where you get paid for taking surveys, reading e-mails, completing offers, searching the web, playing games, and shopping on-line.  I tried out both sites so that I could add a little extra money to my vacation fund.  I didn’t expect to earn(…)

How to Protect Yourself against Debit Card Fraud

How to Protect Yourself against Debit Card Fraud

With all of the talk about credit card data breaches at major retailers lately, you may be thinking about using your debit card instead the next time you don’t want to pay with cash.  However, the consumer protections with debit card fraud are quite different than with credit card fraud so there are some things(…)